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Merchant Account

Merchant Account

Everything starts with a Merchant Account. Through our Primary Partner, Higher Standards Inc., we are able to provide our clients with a cost effective and reliable merchant account.

Higher Standards Inc., located in Minnesota, is a Registered ISO with FiServe/First Data/CardConnect. Higher Standards provides quality customer support from an experienced staff of Minnesota-based experts. No endless phone trees and promised call-backs that never happen. At Higher Standards, your needs are handled by real people in real time.

With nearly $2 billion in annual transactions, Higher Standards combines the stability of a large processor with the heart and soul of a small business. We’ve been providing personalized processing solutions for more than 15 years, and have more than 4,000 satisfied clients. That’s the Higher Standards difference — payment solutions with integrity.

Credit Cards are important

Accepting credit cards is crucial to your business. Customers want to pay with plastic, so you need credit card processing that is quick, easy, and affordable.

Higher Standards makes it easy for you to accept credit and debit cards at point of sale, over the phone, and online. Transactions are easy, you get paid quickly, and you get the lowest available rates for your business.

Processing solutions for every business

Higher Standards offers payment processing solutions customized for the most popular types of businesses, including:

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Retailers

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Restaurants

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Online businesses

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Professional services

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Healthcare and wellness

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Manufacturers & distributors

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Churches & Non-profits

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B2B industries

Accept all types of payments

Our solutions let you accept transactions with both signature and PIN-based approvals. We also offer solutions that enable you to accept traditional and electronic checks, as well as direct ACH bank withdrawals.

Higher Standards enables you to accept all types of payments, including:

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Traditional magnetic stripe debit cards

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EMV chip cards

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NFC-enabled cards

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App-based payments

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EBT cards for government benefits

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Fleet cards for petroleum purchases

Accept payments anywhere

Our payment processing solutions let you accept payments in person or online:

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In-store via a traditional card reader

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In the field with a mobile card reader

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Online via a payment gateway on your website

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Over the phone or mail order via a software-based virtual terminal

We also have solutions that tie into your existing point-of-sale (POS) system and terminals. Ask us for more details regarding your specific needs.

Affordable pricing

Every business is different. Higher Standards works with you to provide the lowest possible processing rates for your business. We offer competitive and customized processing plans with pricing you can depend on.

Expert support

Most of the time our processing solutions work perfectly for both you and your customers. But when something goes wrong, you need help — and you need it fast.

Safe and secure processing

Customers are concerned about their privacy and the security of their data. The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. All of Higher Standard’s processing solutions meet all PCI DSS standards and ensure that you and your customers are protected from credit card fraud. We keep your data safe.

Find the right solution for your business

Higher Standards provides a wide variety of  merchant payment processing solutions to satisfy the needs of your particular business. Our solutions not only make processing quick, easy, and affordable, they help you increase customer retention, grow customer loyalty, and improve customer satisfaction.

Find the right solution for your business

Higher Standards provides a wide variety of merchant payment processing solutions to satisfy the needs of your particular business. Our solutions not only make processing quick, easy, and affordable, they help you increase customer retention, grow customer loyalty, and improve customer satisfaction.